My bank sent this to me. I really thought it was pretty neat.

Looking at all of these slides, it really paints a picture of how people at their age are living and where does their money go to. 

Well at Calvary Chapel Fort Lauderdale, Fl. This is where I work and worship at. Our lead pastor has asked each and everyone of of us (staff)  to take 8 week classes. This is the Financial Peace University. If you look back in January of this year. I wrote about these classes at the time I was taking them. Starting next week I will be taking it again as a refresher's class. 

Folks I know so many people that have already spent this pay check before they even get it. To me that is a sad why to live your life. Since back in the 90's I have been debt free. Before then I even filed for Bankruptcy in 1985. Back then I had two houses and many bills. So I went to see a bankruptcy guy and he said, no way are you ever going to get out of debt. So I believed him and filed. Then it took me almost 15 years to get my credit back in order.I have had to live pay check to pay check. But now I believe in this class. If you would just take these classes and use them in your life. I know of so many people that have taken these classes, but are not living by them.  I will write about them again this next week. 

We don't have to have a car payment, or any kind of debt?